Directors and Officers Insurance

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Directors and Officers Insurance is a necessity for directors and senior executives. The decisions you make could leave you exposed to potentially expensive claims and legal costs. With growing legislation, an increasingly litigious society and the associated legal defence costs, even winning the case and be expensive. However, this doesn’t mean that your Directors and Officers Insurance has to be unreasonable. We provide our clients with an expert service with cover that is individually tailored to them.

At Godiva Insurance we understand that being a senior player in a business is highly pressured and time consuming. You’re dedicated to your work, and it is frustrating when something gets in the way. That is why our Directors and Officers Insurance has been designed and formulated to be as accessible as possible for our clients. We can usually provide instant cover and give you a quote upon your first phone call. Our expanding client base has a retention rate of 97.5%. This is because we treat every client as the individual that they are.

Our policies are designed to provide cover for legal defence costs, final settlement or compensation awards, providing a solutions for losses resulting in wrongful acts including:

  • Damages, judgments, settlements, crisis costs, PR costs, prosecution and defence costs.
  • Legal representation expenses.
  • Costs arising from extradition proceedings.
  • Tax contributions where the company has become insolvent and personal liability ensues.
  • Actions between directors of the same company.
  • Employment-related wrongful acts.
  • Whistle blowing.
  • Pollution defence costs

Our team have the experience to offer the most appropriate level of Director and Officer Insurance cover.


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