Driver Negligence Insurance
If you are a recruitment agency supplying temporary drivers, then you are most likely to be required to have driver negligence insurance in place.
Drivers negligence insurance provides cover for damage caused to a vehicle which is the fault of the temporary driver provided by your agency. The intention of this cover is to ensure your clients will be able to reclaim small repair costs, rather than the drivers having to claim under their own motor insurance. Agencies may find that clients try to make them liable under contract in respect of such damage caused by the negligent acts of temporary workers. This type of insurance can only normally be purchased in conjunction with public & employers liability. Cover for driver negligence is normally limited to either £5,000 or £10,000 per claim and the premiums are rated on the number of drivers supplied.
Driver negligence insurance is an optional extra when you take out our public liability cover. Policy wording is written in a way that allows flexibility and covers many areas; one of our features is that it does not restrict the size of the vehicles being driven, as well as providing cover for vehicles being driven abroad.
• Any one claim of either £5,000 or £10,000
• Any one period of Insurance of either £30,000 or £50,000
• Optional excess per claim – choose from either £500/£750/£1000
• Drivers from the age of 21 providing they have a full UK driving license
For more information call the team today on 02476 214514
Motor Insurance Solutions